No Payments for 90 Days*

Enjoy the freedom of no payments for 90 days now through July 31, 2021, when you finance a vehicle with Dirigo FCU or refinance an existing vehicle loan.

Enjoy the freedom of no payments for 90 days now through July 31, 2021*

Refinance
a Loan
Dirigo FCU can offer better terms and rates on your loans from another institution. It’s more money in your pocket.
Buy a Truck
or Car
Now is the perfect time to get that new or used auto and hit the road with a low interest rate.
Save more
with Dirigo
Cut your monthly payments with our low APR. Find out how much you can save in seconds.

No Payments for 90 Days*

  • New or used vehicles
  • Free up some extra cash
  • Rates are always low and competitive
  • Easy online application

Eligible Loans:

  • Auto Loans
  • Boats and RV Loans
  • Recreational Loans
  • Motorcycle Loans

Disclosure

*Interest will accrue during the 90-day deferment period. When payments begin, the entire monthly payment will be applied to interest until all accrued interest is paid. Your principal balance will not begin to reduce until all accrued interest is paid. To avoid negative amortization, your minimum payments may be higher, or you may be required to make more payments of the same amount to repay all interest charged, as well as the principal balance. Extending the loan past your original term may increase the total amount of interest you pay. Offer applies to members with credit scores of 640+ and above, and applies to direct financing only. Offer ends July 31, 2021.

Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats

Interest Rates Effective July 1, 2021

YearMax TermInterest RateAnnual Percentage RateMonthly Interest
Payment per $1,000

Auto, Truck

2016 & Newer 842.99%3.04%$13.23
722.24%2.30%$14.88
602.14%2.21%$17.62
481.99%2.07%$21.73
361.89%2.00%$28.64
2015 Only725.00%5.06%$16.13
2015 Only604.25%4.32%$18.56
2011-2015483.75%3.83%$22.50
2011-2015363.25%3.36%$29.24
Max mileage 125,000

Motorcycle, ATV & Snowmobile

2016 & Newer
723.24%3.30%$15.33
603.14%3.21%$18.06
482.99%3.07%$22.17
362.89%3.00%$29.08
2015 Only724.89%4.95%$16.08
2015 Only604.64%4.71%$18.74
2011-2015484.15%4.23%$22.68
2011-2015363.89%4.00%$29.52
Max mileage 25,000

Travel Trailers (RVs) and Boats

2016 & Newer1804.49%4.51%$7.65
1203.74%3.80%$10.03
843.55%3.60%$13.49
603.49%3.56%$18.22
482.99%3.07%$22.17
2011 to 2015845.35%5.40%$14.32
605.10%5.17%$18.95
484.85%4.93%$23.00
Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.
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