Now, more than ever, the team at Dirigo is here to support you. We understand that our neighbors and whole communities have been hit hard by recent closures and layoffs. We’ve got your backs. If you’ve been financially impacted by COVID-19, we’re ready to help you navigate any financial challenges you may experience and provide options to help you through. Our team is happy to discuss any of the following services. Call our Call Center at (207) 784-5435 for more information.
No-Fee Loan Deferral (Skip-A-Pay)
To serve our members during this time of crisis, Dirigo is providing a Skip-A-Pay offer for all Consumer loans (i.e., Auto Loans, Personal Loans, Credit Cards). You will have the opportunity to skip a payment for the months of April and May 2020. Applications for this program will be accepted until May 29, 2020.
To take advantage of this offer, contact us below to obtain an application that can be e-mailed to you and completed electronically via Docusign;
or click here to complete the SKIP-A-PAY APPLICATION and mail to:
Dirigo Federal Credit Union, 26 Forrestal Street, Lewiston ME 04240 or drop off at any of our branch drive-thru locations.
We are offering a separate program for all Real Estate Loans (i.e., Mortgages, Home Equity Line of Credit Loans, Home Equity Loans, Home Improvement Loans, Mobile Home Loan and Land Loans, etc.) are not eligible for the Skip-a-Pay program. Please call us at 1-800-281-5435 to get started.
If your income has been impacted due to the coronavirus pandemic, or your company must close due to the pandemic, we have developed an Emergency Loan Program that is intended to help you with living expenses. We will provide loans up to $2,500 for eligible members, at a rate of 2.50% and term of 26 months, and your first payment will be deferred 90-days. This loan is available to all qualifying members of record prior to March 19, 2020.
To take advantage of this offer, APPLY ONLINE and choose the NEW UNSECURED LOAN option;
or contact any of our Consumer Loan Officers to complete an application over the phone.
Effective immediately, we are temporarily suspending the telephone transfer fee and fees associated with paying loans through our online portal. In addition, upon request we will be waiving late charges on mortgage and consumer loans until further notice.
Small Business Interruption Loans
Congress passed a $2 Trillion emergency Spending Bill to help support small businesses across America. At this time we are not offering small business loans through FAME (Finance Authority of Maine), the SBA (Small Business Administration) or any other government program at this time. However we have added the links to the SBA COVID-19 relief program and the FAME COVID-19 relief program where you can apply directly for this aide.