Home Equity Line of Credit
Get Money When You Need It
A Dirigo Home Equity Line of Credit (HELOC) lets you use the equity in your home to get money when you need it. Whether you’re looking to remodel your home, finance your kid’s college, or cover emergency expenses, we can help you get what you need.
Limited time offer - pay no closing costs in April or May!
FEES AND CHARGES: Applications for lines of credit in any amount do not require borrowers to pay typical closing costs. The Credit Union will pay all typical closing costs. Typical closing costs range between $779.00 and $854.00. The borrower, however, will be responsible for amounts that exceed the typical closing costs as itemized in the note due to unforeseen or atypical circumstances. The limited time offer to pay no closing costs is applicable to applications received between April 1, 2019 and May 31, 2019.
|Home Equity Line of Credit|
|80% LTV||RATE (A) - Base|
|APR-Adjusts Monthly based on Index||Payment per $1000||RATE (A) - Base|
|APR-Adjusts Monthly based on Index||Payment per $1000|
|80% LTV Prime (3.75) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV||5.000%||5.000%||Greater of $100 or accrued finance charge during draw period||5.250%||5.250%||Greater of $100 or accrued finance charge during draw period|