Getting you on the road to better savings

You could save big with Dirigo’s low auto loan rates.

Girls riding in car
man and woman standing at the back of a car

We keep you headed in the right direction

Lock down an auto loan rate as low as 1.97% or refinance your current loan for better savings. Our easy, straightforward loan application gets you on the road faster and headed toward bigger savings. Sticking with a local credit union means you’re keeping your money right here in Maine and getting local, personalized expertise from a team that understands your budget and goals.

What our members are saying

Mark P.

It was super easy to get my new loan setup with Dirigo. Great communication and they helped me at every step along the way!

Steve T.

I love the fact that my loan is serviced locally. I’m able to take care of all my banking in one place.

Ellen G.

I’m so happy with the rate I got at Dirigo! I looked all over and they were able to give me the best deal on my new loan.

illustration highlighting where dirigo serves in the state of maine

Where we serve

You don’t have to drive far for big savings. Live, work, worship, or study in the following Maine counties? You can apply for an auto loan, and with accessible online and mobile banking, our members can bank with us from anywhere.

  • Androscoggin
  • Oxford
  • Cumberland
  • Franklin
  • Kennebec
  • Knox
  • Lincoln
  • Sagadahoc
  • Somerset
  • York
dirigo federal credit union mobile app

Manage your loan anywhere

With our online and mobile banking app, you don’t have to worry about adding a trip to Dirigo to the to-do list. Handle everything right online or from our mobile app. It’s easy, intuitive, and secure, and if you have any trouble, we’re always just a phone call away.

Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats

Interest Rates Effective November 1, 2021

YearMax TermInterest RateAnnual Percentage RateMonthly Interest
Payment per $1,000

Auto, Truck

2016 & Newer 844.00%As low as 4.05%$13.69
723.25%As low as 3.31%$15.33
603.00%As low as 3.07%$18.00
482.75%As low as 2.83%$22.06
362.25%As low as 2.36%$28.80
2015 Only724.50%As low as 4.56%$15.90
2015 Only604.25%As low as 4.32%$18.56
2011-2015483.50%As low as 3.58%$22.39
2011-2015362.75%As low as 2.86%$29.02
Max mileage 125,000

Motorcycle, ATV & Snowmobile

2016 & Newer
724.75%As low as 4.81%$16.02
603.50%As low as 3.57%$18.22
483.25%As low as 3.33%$22.28
362.50%As low as 2.61%$28.91
2015 Only724.75%As low as 4.81%$16.02
2015 Only604.25%As low as 4.32%$18.56
2011-2015483.75%As low as 3.83%$22.50
2011-2015363.00%As low as 3.11%$29.13
Max mileage 25,000

Travel Trailers (RVs) and Boats

2016 & Newer1805.35%As low as 5.37%$8.10
1204.60%As low as 4.66%$10.44
844.35%As low as 4.40%$13.85
603.60%As low as 3.67%$18.27
482.85%As low as 2.93%$22.10
2011 to 2015845.65%As low as 5.70%$14.47
604.90%As low as 4.97%$18.86
484.15%As low as 4.23%$22.68
Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.

Apply online today

Ready to get started? Fill out our loan application online and one of our lending experts will be in touch.