Auto Loans
Getting you on the road to bigger savings
Save big with Dirigo’s low auto loan rates, starting as low as 4.50% APR*.
We keep you headed in the right direction
Lock down an auto loan rate as low as 4.50% or refinance your current loan for better savings. Our easy, straightforward loan application gets you on the road faster and headed toward bigger savings. Sticking with a local credit union means you’re keeping your money right here in Maine and getting local, personalized expertise from a team that understands your budget and goals.
What our members are saying
It was super easy to get my new loan setup with Dirigo. Great communication and they helped me at every step along the way!
I love the fact that my loan is serviced locally. I’m able to take care of all my banking in one place.
I’m so happy with the rate I got at Dirigo! I looked all over and they were able to give me the best deal on my new loan.
Serving Maine for over 60 years
You don’t have to drive far for big savings. Live, work, worship, or study in the following Maine counties? You can apply for an auto loan, and with accessible online and mobile banking, our members can bank with us from anywhere.
- Androscoggin
- Oxford
- Cumberland
- Franklin
- Kennebec
- Knox
- Lincoln
- Sagadahoc
- Somerset
- York
Get more options with Dirigo
Whether you’re looking to update your car or truck, refinance your current loan, or finally purchase that RV, boat, or snowmobile, we’ll get you the best rate and even better service.
Auto
From new and used cars to motorcycles and trucks, we make purchasing a new vehicle fast and easy.
Recreational Vehicles
Don’t just dream, start your next adventure with an affordable recreational loan today.
Manage your loan anywhere
With our online and mobile banking app, you don’t have to worry about adding a trip to Dirigo to the to-do list. Handle everything right online or from our mobile app. It’s easy, intuitive, and secure, and if you have any trouble, we’re always just a phone call away.
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
| Year | Max Term | Interest Rate | Annual Percentage Rate | Monthly Interest Payment per $1,000 |
|---|---|---|---|---|
Auto, Truck | ||||
| 2020 & Newer | 84 | 6.95% | As low as 7.02% | $15.10 |
| 72 | 6.75% | As low as 6.83% | $16.97 | |
| 60 | 6.25% | As low as 6.35% | $19.49 | |
| 48 | 6.15% | As low as 6.27% | $23.61 | |
| 36 | 6.00% | As low as 6.16% | $30.49 | |
| 2019 Only | 72 | 7.55% | As low as 7.63% | $17.35 |
| 2015-2019 | 60 | 7.00% | As low as 7.10% | $19.85 |
| 2015-2019 | 48 | 6.55% | As low as 6.67% | $23.79 |
| 2015-2019 | 36 | 6.25% | As low as 6.41% | $30.61 |
| Max mileage 110,000 | ||||
Motorcycle, ATV & Snowmobile | ||||
| 2020 & Newer | 72 | 7.65% | As low as 7.73% | $17.40 |
| 60 | 6.90% | As low as 7.00% | $19.80 | |
| 48 | 6.65% | As low as 6.77% | $23.84 | |
| 36 | 6.25% | As low as 6.41% | $30.61 | |
| 2019 Only | 72 | 9.90% | As low as 9.99% | $18.52 |
| 60 | 7.90% | As low as 8.00% | $20.28 | |
| 2015-2019 | 48 | 7.30% | As low as 7.42% | $24.14 |
| 2015-2019 | 36 | 6.90% | As low as 7.06% | $30.90 |
| Max mileage 25,000 | ||||
Travel Trailers (RVs) and Boats | ||||
| 2020 & Newer | 180 | 8.85% | As low as 8.88% | $10.07 |
| 120 | 8.25% | As low as 8.33% | $12.31 | |
| 84 | 7.75% | As low as 7.82% | $15.50 | |
| 60 | 7.00% | As low as 7.10% | $19.85 | |
| 48 | 6.25% | As low as 6.37% | $23.65 | |
| 2015 to 2019 | 84 | 8.10% | As low as 8.17% | $15.67 |
| 60 | 7.85% | As low as 7.95% | $20.25 | |
| 48 | 6.90% | As low as 7.02% | $23.96 |
Apply online today
Ready to get started? Fill out our loan application online and one of our lending experts will be in touch.