Who can join?
We welcome anyone who:
Meet your savings goals with a full range of options from everyday savings to IRAs and our ever-popular Money Market Account.
Grow your everyday savings with this fee-free savings account.1 Link it to Honors Checking or Signature Rewards Checking for easy transfers.
Build a nest egg with one of the safest short-term investments available. Our Money Market Accounts give you steady growth and full access to your funds.
Plan ahead for your future. Put funds aside for retirement with our Traditional and Roth IRAs.
Manage medical expenses the tax-advantaged way with a health savings account — an especially smart move if you have a high-deductible health plan.
Earn higher dividends with this credit union version of a CD. Choose from Share and Jumbo Share Certificates, available for a wide range of terms.4
Savings Rates | Account Type | Dividend Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Dirigo Honors Checking ($0-$25,000) | 3.45% | 3.50% | None |
| Dirigo Honors Checking (over $25,000) | 0.29% | 0.64%-2.00% | $25,000.01 |
| Dirigo Honors Checking (Qualifications NOT met) | 0.10% | 0.10% | None |
| Dirigo Signature Rewards | 0.00% | 0.00% | None |
| Term | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| HSA Variable | 0.25% | 0.25% | $0.00 |
| Term | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| 6 Month | 4.12% | 4.20% | $100,000.00 |
| 9 Month | 4.12% | 4.20% | $100,000.00 |
| 1 Year | 4.22% | 4.30% | $100,000.00 |
| 15 Month | 4.27% | 4.35% | $100,000.00 |
| 2 Year | 4.27% | 4.35% | $100,000.00 |
| 3 Year | 4.51% | 4.60% | $100,000.00 |
| 4 Year | 4.27% | 4.35% | $100,000.00 |
| 5 Year | 4.27% | 4.35% | $100,000.00 |
| Account Type | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| Club | 0.25% | 0.25% | $0.00 |
| Account Type | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield | Monthly Fee |
|---|---|---|---|---|
| Regular Checking | 0.00% | 0.00% | $0.00 | $0.00 |
| Share Draft Minimum Balance | 0.15% | 0.15% | $500.00 | $5.00 |
| Free 4 Me Checking | 0.00% | 0.00% | $0.00 | $0.00 |
| Term | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| 6 Month | 4.12% | 4.20% | $100,000.00 |
| 9 Month | 4.12% | 4.20% | $100,000.00 |
| 1 Year | 4.22% | 4.30% | $100,000.00 |
| 15 Month | 4.27% | 4.35% | $100,000.00 |
| 2 Year | 4.27% | 4.35% | $100,000.00 |
| 3 Year | 4.51% | 4.60% | $100,000.00 |
| 4 Year | 4.27% | 4.35% | $100,000.00 |
| 5 Year | 4.27% | 4.35% | $100,000.00 |
| Term | Dividend Rate | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| IRA 6 Month | 4.03% | 4.10% | $500.00 |
| IRA 9 Month | 4.03% | 4.10% | $500.00 |
| IRA 1 Year | 4.12% | 4.20% | $500.00 |
| IRA 15 Month | 4.17% | 4.25% | $500.00 |
| IRA 2 Year | 4.17% | 4.25% | $500.00 |
| IRA 3 Year | 4.41% | 4.50% | $500.00 |
| IRA 4 Year | 4.17% | 4.25% | $500.00 |
| IRA 5 Year | 4.17% | 4.25% | $500.00 |
| Account Type | Dividend Rate | Annual Percentage Yield | Minimum to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| Shares (B) | 0.25% | 0.25% | $25.00 |
| Tier | Variable Dividend Rate* | Annual Percentage Yield | Minimum Balance to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| $1,000.00 – $24,999.99 | 2.47% | 2.50% | $1,000.00 |
| $25,000.00 – $49,999.99 | 2.62% | 2.65% | $25,000.00 |
| $50,000.00 – $99,999.99 | 2.76% | 2.80% | $50,000.00 |
| $100,000 – $249,999.99 | 3.11% | 3.15% | $100,000.00 |
| $250,000 & Over | 3.40% | 3.45% | $250,000.00 |
| Term | Dividend Rate | Annual Percentage Yield | Minimum to Open/Obtain Annual Percentage Yield |
|---|---|---|---|
| 6 Months | 4.03% | 4.10% | $500.00 |
| 9 Months | 4.03% | 4.10% | $500.00 |
| 1 Year | 4.12% | 4.20% | $500.00 |
| 15 Months | 4.17% | 4.25% | $500.00 |
| 2 Years | 4.17% | 4.25% | $500.00 |
| 3 Years | 4.41% | 4.50% | $500.00 |
| 4 Years | 4.17% | 4.25% | $500.00 |
| 5 Years | 4.17% | 4.25% | $500.00 |
1Rates are subject to change without notice once the account has been opened. Fees may reduce earnings.
2Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.
3The amount of early withdrawal penalty is an amount equal to 90 days’ dividends whether earned or not for certificates under two years and 180 days’ dividends whether earned or not for certificates two years and over.
Certificates renew automatically. Rates subject to change at any time without notice. Relationship pricing is available for aggregate certificate account balances over $100,000. See Member Service Representative. +.10% not to exceed Jumbo Rates and APY for same term.
