Deposit Rates

Dividend Rates Effective July 1, 2022

DIRIGO Honors & Signature Rewards Checking

Account TypeDividend RateAnnual Percentage YieldMinimum Balance
Dirigo SAVER No Longer Offered.99%1.00%None
Dirigo SAVER No Longer Offered0.29%0.53%-1.00%$50,000.01
Dirigo Honors Checking ($0-$25,000)1.98%2.00%None
Dirigo Honors Checking (over $25,000)0.29%0.64%-2.00%$25,000.01
Dirigo Honors Checking (Qualifications NOT met)0.05%0.05%None
Dirigo Signature Rewards0.00%0.00%None

HSA Variable

TermDividend RateAnnual Percentage YieldMinimum Balance
to Open/Obtain
Annual Percentage
Yield
HSA Variable0.10%0.10%$0.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Jumbo IRA Certificates

TermDividend RateAnnual
Percentage
Yield
Minimum Balance
to Open/Obtain
Annual Percentage
Yield
6 Month1.34%1.35%
$100,000.00
1 Year1.49%1.50%$100,000.00
15 Month1.59%1.60%$100,000.00
2 Year2.08%2.10%$100,000.00
3 Year2.33%2.36%$100,000.00
4 Year2.33%2.36%$100,000.00
5 Year2.57%2.60%$100,000.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Club Accounts

Account TypeDividend RateAnnual
Percentage
Yield
Minimum
Balance to Open/Obtain
Annual Percentage Yield
Club0.10%0.10%$0.00

Share Draft Checking Accounts

Account TypeDividend RateAnnual
Percentage
Yield
Minimum Balance
to Open/Obtain
Annual
Percentage
Yield
Monthly Fee
if Balance falls
below Minimum
Balance
Regular Checking0.00%0.00%$0.00$0.00
Share Draft Minimum Balance0.10%0.10%$500.00$5.00
Free 4 Me
Checking*
0.00%0.00%$0.00$0.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Jumbo Share Certificates

TermDividend RateAnnual
Percentage
Yield
Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month1.34%1.35%$100,000.00
1 Year1.49%1.50%$100,000.00
15 Month1.59%1.60%$100,000.00
2 Year2.08%2.10%$100,000.00
3 Year2.33%2.36%$100,000.00
4 Year2.33%2.36%$100,000.00
5 Year2.57%2.60%$100,000.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

IRA Certificates

TermDividend RateAnnual
Percentage
Yield
Minimum Balance
to Open/Obtain
Annual Percentage
Yield
IRA 6 Month1.24%1.25%$500.00
IRA 1 Year1.39%1.40%$500.00
IRA 15 Month1.49%1.50%$500.00
IRA 2 Year1.98%2.00%$500.00
IRA 3 Year2.23%2.25%$500.00
IRA 4 Year2.23%2.25%$500.00
IRA 5 Year2.47%2.50%$500.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Share Accounts

Account TypeDividend RateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
Shares (A) No Longer Available0.05%0.05%$25.00-$3,000
Shares (B)0.10%0.10%$25.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Money Market Share Accounts

TierVariable Dividend Rate*Annual
Percentage
Yield
Minimum Balance
to Open/Obtain
Annual Percentage
Yield
$1,000.00 - $24,999.990.50%0.50%$1,000.00
$25,000.00 - $49,999.990.60%0.60%$25,000.00
$50,000.00 - $99,999.990.70%0.70%$50,000.00
$100,000 and over0.80%0.80%$100,000.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Share Certificates

TermDividend RateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
6 Months1.24%1.25%$500.00
1 Year1.39%1.40%$500.00
15 Months1.49%1.50%$500.00
2 Years1.98%2.00%$500.00
3 Years2.23%2.25%$500.00
4 Years2.23%2.25%$500.00
5 Years2.47%2.50%$500.00
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.