Certificates

Lock in high yield saving account rates with our Share and Jumbo Certificates. Choose your deposit amount and term and earn a guaranteed return.

  • $500 minimum balance for Share Certificates
  • $100,000 minimum balance for Jumbo Certificates
  • Fixed rates, vary with term
  • 6-month to 5-year terms
  • Dividends paid monthly based on daily balance

Earn higher dividends on the money you earmark for longer-term savings with a Share Certificate.

Choose from Share and Jumbo Share Certificates, available for a wide range of terms from 6 months to 5 years.

With just a $500 minimum deposit to open, it’s easy to get started. Open your Certificate online today.

Certificate Rates

Share Certificates

Share Certificates
TermDividend RateAnnual
Percentage
Yield		Minimum to Open/Obtain
Annual Percentage
Yield
6 Months4.03%4.10%$500.00
9 Months4.03%4.10%$500.00
1 Year4.12%4.20%$500.00
15 Months4.17%4.25%$500.00
2 Years4.17%4.25%$500.00
3 Years4.41%4.50%$500.00
4 Years4.17%4.25%$500.00
5 Years4.17%4.25%$500.00

View Disclosures

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Jumbo Share Certificates

Jumbo Share Certificates
TermDividend RateAnnual
Percentage
Yield		Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month4.12%4.20%$100,000.00
9 Month4.12%4.20%$100,000.00
1 Year4.22%4.30%$100,000.00
15 Month4.27%4.35%$100,000.00
2 Year4.27%4.35%$100,000.00
3 Year4.51%4.60%$100,000.00
4 Year4.27%4.35%$100,000.00
5 Year4.27%4.35%$100,000.00

View Disclosures

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.
  • Full Legal Name
  • Date of Birth (must be at least 18 years old)
  • Government-issued Photo ID (driver’s license, passport, or state ID)
  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Current Residential Address (and mailing address, if different)
  • Contact Details (including phone number and email address)

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Account Disclosures

The amount of early withdrawal penalty is an amount equal to 90 days’ dividends whether earned or not for certificates under two years and 180 days’ dividends whether earned or not for certificates two years and over.

Certificates renew automatically. Rates subject to change at any time without notice. Relationship pricing is available for aggregate certificate account balances over $100,000. See Member Service Representative. +.10% not to exceed Jumbo Rates and APY for same term.