Enjoy a Low Introductory Rate on Balance Transfers


Pay off debt faster and save money on interest with our low introductory rate for 6 months on balance transfers posted on or between October 4, 2021 and December 31, 2021 on new card accounts.

two women with dog walking on dirt road
woman on man's back at the ocean

Consolidate your monthly payments

Repaying your debt is even easier when you consolidate your payments on a single card and only have a single due date to track. 

woman hiking in mountains

Save money on interest

Low rate balance transfers could save you money on interest. Simply transfer your high-interest credit card debt to our card and enjoy a special rate for 6 months. 

man sitting outdoors with laptop

Pay off debt faster

With a low-interest rate on your debt, you could reach your pay-down goals faster. 

Special reduced annual percentage rate (APR) is valid on qualifying balance transfers posted on or between October 4, 2021 and December 31, 2021 when you open a card on or between October 4, 2021 and December 31, 2021. Introductory rate is good for 6 months from the first qualifying transaction post date, after which the promotional interest rate will return to the individual cardholder’s standard rate at the completion of the offer cycle. The APR is not valid on purchases or cash advances. See your credit card statement for further details. All loans are subject to approval. Some restrictions may apply. Equal Housing Lender.  Insured by the NCUA.

Interest Rates & Interest Charges
APR for Balance TransfersDirigo Platinum:
5.95% Introductory APR, for qualifying members, for 180 days from account opening, based on your creditworthiness.
7.95% to 17.95%, based on your creditworthiness
APR for Cash AdvancesDirigo Platinum:
5.95% to 17.95%, based on your
How to Avoid Paying Interest On PurchasesYour due date is at least 25 days
after the close of each billing cycle.
We will not charge you interest on
purchases if you pay your entire
balance by the due date each
For Credit Card Tips From the Consumer Financial Protection BureauTo learn about factors to consider
when applying for or using a
credit card, visit the website of the
Consumer Financial Protection
Bureau at: