A personal loan with Dirigo is the smarter way to borrow and save. From a planned event to an unexpected one, we’ll help you find your loan solution with low rates and flexible terms.
An unsecured loan is supported by creditworthiness instead of relying on collateral for security. Other names for unsecured loan are signature loans and personal loans.
Annual Percentage Rate
APR (annual percentage rate) includes interest rates and any credit union fees. APR should always be advertised.
Fixed vs. Variable Rate
• Fixed rate is a consistent rate throughout the length of the loan.• Variable Rate is subject to change over the life of the loan.
APR, term length, and loan amount are calculated into your monthly payment. The monthly payment amount is what is considered when looking at a monthly budget.
DTI (debt-to-income) measure income and debt – a low DTI is favorable and more likely to service a debt or loan.
You are now leaving the Dirigo Federal Credit Union website. Please be advised that Dirigo Federal Credit Union is not liable for either the content or the availability of external websites. Click Proceed to continue.