Dirigo FCU › Personal › Checking › Cash Checking

Cash Checking

Get Paid. Bank Local.

Open an Account

Save whenever you spend.

Free Checking That Pays You High Dividends and Refunds on ATM Withdrawal Fees, Nationwide*

With free Kasasa Cash checking, we basically pay you to bank with us. Just do simple activities you probably already do, and you’ll earn up to 2.00% APY* every month.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Lewiston, Auburn, or elsewhere. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online today!

Benefits

Free checking that pays high dividends
2.00% APY* on balances up to $25,000
2.00% to 0.64% APY on balances over $25,000 depending on balance in account*
0.05% APY* if qualifications aren’t met
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Link to free Kasasa Saver to build savings automatically
No minimum balance to earn rewards
No monthly service fee
Free online banking with bill pay
Free e-statements
Free mobile banking
Free debit card
Free telephone banking
No minimum deposit to open
It’s so easy to earn your rewards!

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

At least 12 debit card purchases
Be enrolled in and agree to receive e-statements
Be enrolled in and log into online banking
At least 1 ACH transaction (can be a deposit, withdrawal, or bill pay)
And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Earn your ATM fees back, too

Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!

Rates

Kasasa Products - Checking & Savings

Dividend Rates Effective November 1, 2021

	Dividend Rate	Annual Percentage Yield	Minimum Balance
Kasasa SAVER ($0-$50,000)	.99%	1.00%	None
Kasasa SAVER (over $50,000)	0.29%	0.53%-1.00%	$50,000.01
Kasasa SAVER (Qualifications NOT met)	0.05%	0.05%	None
Kasasa CASH ($0-$25,000)	1.98%	2.00%	None
Kasasa CASH (over $25,000)	0.29%	0.64%-2.00%	$25,000.01
Kasasa CASH (Qualifications NOT met)	0.05%	0.05%	None
Kasasa CASH BACK	0.00%	0.00%	None

View Disclosures

Kasasa Rewards Posting

Month	Need Qualifications Completed By	Rewards Posted
January	Jan 28th	Jan 29th
February	Feb 25th	Feb 26th
March	March 30th	March 31st
April	April 29th	April 30th
May	May 27th	May 28th
June	June 29th	June 30th
July	July 29th	July 30th
August	August 30th	August 31st
September	September 29th	September 30th
October	October 28th	October 29th
November	November 29th	November 30th
December	December 30th	December 31st

Cash Checking

Cash Checking

Save whenever you spend.

Benefits

Qualifications

Earn your ATM fees back, too

Rates

Kasasa Products - Checking & Savings

Dividend Rates Effective November 1, 2021

Kasasa Rewards Posting

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