Cash Checking

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Cash Checking

Get Paid. Bank Local.

Open an Account
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Save whenever you spend.

Free Checking That Pays You High Dividends and Refunds on ATM Withdrawal Fees, Nationwide*

With free Kasasa Cash checking, we basically pay you to bank with us. Just do simple activities you probably already do, and you’ll earn up to 2.00% APY* every month.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Lewiston, Auburn, or elsewhere. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online today!

Benefits

  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $25,000
  • 2.00% to 0.64% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • Free telephone banking
  • No minimum deposit to open
  • It’s so easy to earn your rewards!

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking
  • At least 1 ACH transaction (can be a deposit, withdrawal, or bill pay)
  • And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Earn your ATM fees back, too

Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!

Rates

Kasasa Products - Checking & Savings

Dividend Rates Effective January 1, 2022

 Dividend RateAnnual Percentage YieldMinimum Balance
Kasasa SAVER ($0-$50,000).99%1.00%None
Kasasa SAVER (over $50,000)0.29%0.53%-1.00%$50,000.01
Kasasa SAVER (Qualifications NOT met)0.05%0.05%None
Kasasa CASH ($0-$25,000)1.98%2.00%None
Kasasa CASH (over $25,000)0.29%0.64%-2.00%$25,000.01
Kasasa CASH (Qualifications NOT met)0.05%0.05%None
Kasasa CASH BACK0.00%0.00%None

View Disclosures

Kasasa Rewards Posting

MonthNeed Qualifications Completed ByRewards Posted
JanuaryJan 28thJan 31st
FebruaryFeb 25thFeb 28th