Need to sign up for online banking?
Filling out this form will take you to our secure partner page where you will be asked to answer a few security questions
Plan ahead for the future.
We offer 3 different Individual Retirement Accounts (IRA) and Education Savings Accounts (ESA). Each account has it’s own unique tax advantage to fit your retirement strategy.
Why go Traditional?
Your deposits and dividends with a Traditional account are tax-deductible. While your withdrawals are subject to federal and state taxes, your Traditional IRA may provide an immediate tax benefit.
Who is this account great for?
A Traditional IRA is great for those expecting to be in a lower tax bracket when they retire.
Key Tax Advantage:
Contributions made into the account are tax-deferred until retirement.
Why a Roth IRA may be your style?
All your contributions into your IRA will be taxed – allowing you to enjoy tax-free withdrawals upon retirement age (assuming the account has been opened for at least 5 years).
A Roth IRA works best for those expecting to be in a higher tax bracket when they retire.
Contributions made into the account after taxes allow any distributions to be tax-free at retirement.
Join our mailing list to get the latest updates from Dirigo Federal Credit Union.
You are now leaving the Dirigo Federal Credit Union website. Please be advised that Dirigo Federal Credit Union is not liable for either the content or the availability of external websites. Click Proceed to continue.