Home Equity Loans

Do you need access to money for an important purchase? Let your home work for you with flexible borrowing and a fixed rate.

Give yourself a little wiggle room.

At Dirigo FCU, our home equity lines of credit can give you the financial flexibility you need. Whether you’re remodeling your home, paying for college, or have emergency expenses, we’ll help find the right solution for you.

Home Equity

Interest Rates effective October 1, 2021

Home Equity Loan
(closed end)
(+.75% for mobile homes)
Home Equity
(1st Lien)
Home Equity
(Subordinate Lien)
80% LTVRATE (A)APRPayment per $1000RATE (A)APRPayment per $1000
20 Year
(minimum $50,000)
3.500%3.545%$5.80N/AN/AN/A
15 Year3.000%3.057%$6.914.000%4.058%$7.40
10 Year2.875%2.957%$9.603.875%3.959%$10.07
5 Year2.875%3.034%$17.913.875%4.036%$18.36
Home Equity Line of Credit
80% LTVRATE (A) - Base
Prime -.5
APR-Adjusts Monthly based on IndexPayment per $1000RATE (A) - Base
Prime -.25
APR-Adjusts Monthly based on IndexPayment per $1000
80% LTV Prime (5.50)margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV3.250%3.250%Greater of $100 or accrued finance charge during draw period3.500%3.500%Greater of $100 or accrued finance charge during draw period
Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.

Interested in a Home Equity Loan?

Get in touch and we’ll contact you to find out if a home equity loan is right for you.