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Home Equity Line of Credit

Turn Your Home’s Equity Into Cash with Dirigo’s Home Equity Line of Credit.

Get Money When You Need It

A Dirigo Home Equity Line of Credit (HELOC) lets you use the equity in your home to get money when you need it. Whether you’re looking to remodel your home, finance your kid’s college, or cover emergency expenses, we can help you get what you need.

Get access to funds from the equity in your home

Competitive rates, lower than credit cards and consumer loans

Revolving line of credit, open for 10 years with 20 years to repay the balance

We understand that with borrowing, one size does not fit all. That’s why we have two options you can choose from. Our special 2-year introductory rate HELOC allows you to draw funds at a low fixed rate. After the introductory period, the loan reverts to the APR as stated in the HELOC agreement.

Let a Dirigo HELOC empower you to build the future you deserve.

Home Equity Line of Credit
80% LTV	RATE (A) Prime +0	APR-Adjusts Monthly based on Index	Payment per $1000
80% LTV Prime (8.500%) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV. No closing costs.	7.500%	7.500%	Greater of $100 or accrued finance charge during draw period
Special 2 YR Fixed (6.250%) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV. $600.00 Closing Cost.	6.250% After 2 Years: 7.500%	6.345% After 2 Years: 7.625%	Greater of $100 or accrued finance charge during draw period

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Your home is your greatest asset. Use it to pay for what you need.

Complete home remodeling or repairs

Cover emergency expenses

Finance your child’s education

Take a long-awaited vacation

Interested in a Home Equity Line of Credit?

Get in touch and we’ll contact you to find out if a home equity line of credit is right for you.