Signature Rewards Checking

Make a deposit, manage your checking and savings, transfer funds, and more on the go.

Save whenever you spend.

Earn 2.00% cash back*

ATm Fee returns*

No monthly service fees*

24/7 Digital banking

Make money while you spend it.

Earn 2.00% cash back on your debit card purchases up to $96 back per year ($8 per month).*

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Signature Rewards Checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking
  • At least 1 ACH transaction credit

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Signature Rewards Checking refunds your ATM fees, nationwide* — so you can get cash whenever you need it. Open your account online now!

Identity theft protection starts here.

The sensitive info you send online can easily be stolen by identity thieves. That’s why LifeLock™ by Norton™ detects and alerts you to potential identity threats that you may not spot on your own.

If you become a victim, we work to fix it–backed by our Million Dollar Protection Package. Identity thieves have had it dangerously easy for too long. Now it’s easy to help protect yourself. **

View Full Signature Rewards Checking Disclosure

*Qualifying transactions must post and settle to the Dirigo Signature Rewards Checking account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. For the Dirigo Signature Rewards Checking , if qualifications are met each monthly qualification cycle: (2) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to account on the last day of the monthly statement cycle; (3) When Signature Rewards qualifications are met during a Monthly Qualification Cycle, you will receive: (a.) 2.00% cashback on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $8.00 per Monthly Qualification Cycle. (b.) Reimbursements up to an aggregate total of $25.00 (a maximum of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if a transaction receipt is received within sixty (60) calendar days of the withdrawal transaction. If qualifications are not met however no ATM refunds will be paid. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. Having at least one ACH Credit in your Dirigo Signature Rewards Checking account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the monthly reward each cycle period. If you close your account before the reward is credited, you will not receive the accrued dividend. Rates and rewards are variable and at our discretion, may change after the account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or receive the account’s rewards. See the accompanying Schedule of Fees for fees that may apply to this account. Rewards less than a penny cannot be distributed. Limit one account per social security number. Federally Insured by NCUA.

**LifeLock™ by Norton™ 1st Year Pricing – Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device or complete enrollment to get protection. [If promo code: Special offer(s) may expire.] (2) By subscribing, you are purchasing a recurring subscription which will automatically renew. (3) The price quoted today is valid for the offered introductory term. After that, your subscription will be billed at the applicable monthly or annual renewal price here https://us.norton.com/pricing. The price is subject to change, but we will always send you a notification email in advance. (4) Cancel your subscription here: my.norton.com or by contacting Member Services & Support at: https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy. Perpetual -Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device and complete enrollment to get protection. Special offer(s) may expire. (2) By subscribing, you are purchasing a recurring subscription that will be billed at the applicable monthly price found here: https://us.norton.com/pricing (price shown before your Dirigo FCU savings is applied). The price is subject to change, but we will always send you a notification email in advance. (3) You can cancel your subscription at my.norton.com or by contacting Member Services & Support at https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy

Rates

DIRIGO Honors & Signature Rewards Checking

Account TypeDividend RateAnnual Percentage YieldMinimum Balance
Dirigo SAVER No Longer Offered.99%1.00%None
Dirigo SAVER No Longer Offered0.29%0.53%-1.00%$50,000.01
Dirigo Honors Checking ($0-$25,000)1.98%2.00%None
Dirigo Honors Checking (over $25,000)0.29%0.64%-2.00%$25,000.01
Dirigo Honors Checking (Qualifications NOT met)0.05%0.05%None
Dirigo Signature Rewards0.00%0.00%None