How to Avoid a Scam

Knowing about scams could help you avoid falling into one.

How to Avoid a Scam

Four Signs That It’s a Scam

  1. Scammers Pretend to be from a trusting organization you know. (SSA, IRS, Charity, Bank, local business, etc.)
  2. Scammers will refer to a Problem or Prize, or even say you’re in trouble with the government
  3. Scammers will Pressure you to act immediately, and not allow you to have time to think.
  4. Scammers will require you to Pay, usually wire transfer or gift card. Some will even go as far as to send you a check for you to cash and then return the sender.

Key Words: Pretend, Problem, Prize, Pressure, Pay

What You Can Do

  • Block Calls or Text Messages
  • Keep your personal or financial information private.  Legitimate organizations will not call you and ask for your information.
  • Resist any pressure to act right away on a request.
  • Never pay someone who insists on a money transfer or gift card.
  • Always talk to someone you trust before you do anything.


If you were scammed or think you saw a scam, report it to the Federal Trade Commission.

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