14th Annual Member Appreciation Loan Sale
You’re in the driver seat when you switch to Dirigo … Reach new heights with a great low rate during our 14th Annual Member Appreciation Loan Sale!
Lead the way to rates as low as 1.97%APR* when you refinance your existing loan from another institution Today!
Member Appreciation LOAN SALE RATES. Rates effective 10/01/2020 – 10/31/2020. NEW MONEY ONLY*
| Credit Score/Risk Based Pricing LLPA | A(>720) PAR | B(680-719) PAR | C(661-679) PAR | D(620-660) LLPA 4.00 | E(<619) LLPA 4.00 |
| LTV Limits | 120% | 120% | 110% | 105% | 100% |
Auto/Truck | |||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 | |
| 2019 and newer (Minimum $15,000) | 84 | 2.90% | 2.95% | $13.17 | |
| 2019 and newer | 72 | 2.40% | 2.46% | $14.93 | |
| 2019 and newer | 60 | 1.90% | 1.97% | $17.48 | |
| 2017-2018 | 60 | 1.90% | 1.97% | $17.48 | |
| 2014-2016 | 48 | 1.90% | 1.98% | $21.65 | |
| 2013 & older | 36 | 1.90% | 2.01% | $28.60 | |
| max mileage 125,000 | 60 month financing max mileage 75,000 | over 75,000 mileage 48 month max financing | |||
Motorcycle/ATV/Snowmobile | |||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 | |
| 2019 and newer (Min $15,000) | 72 | 2.40% | 2.46% | $14.93 | |
| 2018 and newer | 60 | 1.90% | 1.97% | $17.48 | |
| 2016 and newer | 48 | 1.90% | 1.98% | $21.65 | |
| 2015 & older | 36 | 1.90% | 2.01% | $28.60 | |
Travel Trailers (RVs) and Boats | |||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 | |
| 2019 and newer (Minimum $35,000) | 180 | 4.50% | 4.51% | $7.65 | |
| 2017 and newer (Minimum $25,000) | 120 | 3.75% | 3.77% | $10.01 | |
| 2016 and newer | 84 | 2.90% | 2.95% | $13.17 | |
| 2013 and newer | 60 | 1.90% | 1.97% | $17.48 | |
| 2012 & Older | 48 | 1.90% | 1.98% | $21.65 |
Dealer Partners
We’re partnered with several auto and recreational vehicle dealers in Maine to make it that much easier for you to get financing you can trust. All you have to do is let your dealership know that you’re a member of Dirigo, and they’ll walk you through the process.
Dirigo’s Vehicle Service Contract (VSC) is through a company named Auto Exam. VSC programs help protect your budget, they give you peace of mind and give you additional benefits such as roadside assistance, rental benefits, and trip interruption services.
Dirigo’s GAP Program (Guaranteed Asset Protection) provides comprehensive coverage for our members. It helps our members bridge the “gap” between the amount they owe on the loan and the amount the automobile insurance company pays if their vehicle becomes totaled or stolen.
How can we help you get Started?
Fill out this form to learn how Dirigo can get you an amazing auto loan.
October Non-Sale Rates
| Year | Max Term | Rate | APR | Monthly Payment per $1,000 |
|---|---|---|---|---|
Auto, Truck | ||||
| 2019 & Newer (Min. $15,000) | 84 | 3.30% | 3.35% | $13.35 |
| 2019 & Newer | 72 | 3.00% | 3.06% | $15.20 |
| 2019 & Newer | 60 | 2.50% | 2.57% | $17.75 |
| 2017-2018 | 60 | 2.90% | 2.97% | $17.93 |
| 2014-2016 | 48 | 3.75% | 3.83% | $22.47 |
| 2013 & older | 36 | 4.75% | 4.86% | $29.86 |
| Maximum mileage 125,000 | 60 month max mile 75,000 | max term over 75,000 miles 48 months | ||
Motorcycle, ATV & Snowmobile | ||||
| 2019 & Newer (Min. $15,000) | 72 | 3.50% | 3.56% | $15.42 |
| 2018 & Newer | 60 | 3.00% | 3.07% | $17.97 |
| 2016 & Newer | 48 | 4.25% | 4.33% | $22.69 |
| 2015 & Older | 36 | 4.90% | 5.01% | $29.93 |
Travel Trailers (RVs) and Boats | ||||
| 2019 & Newer (Minimum $35,000) | 180 | 4.90% | 4.91% | $7.86 |
| 2017 & Newer (Minimum $25,000) | 120 | 4.25% | 4.27% | $10.24 |
| 2016 & Newer | 84 | 3.75% | 3.80% | $13.55 |
| 2013 & Newer | 60 | 4.00% | 4.07% | $18.42 |
| 2012 & Older | 48 | 4.75% | 4.83% | $22.92 |