We’re partnered with several auto and recreational vehicle dealers in Maine to make it that much easier for you to get financing you can trust. All you have to do is let your dealership know that you’re a member of Dirigo, and they’ll walk you through the process.
Auto Loans
Our 13th Annual Member Appreciation Loan Sale is going on now! October 18th – 28th.
Whether you’re ready to buy new or find the perfect used auto, we have great rates available for you. We offer 100% financing, great terms, and the popular GAP Plus Coverage. Rates are based on credit score – stop into one of our branches today to see how we can help get you into the car you’ve always wanted!
Competitive Terms
100% Financing
GAP Plus Coverage
Total Convenience
Financing Partners
Rates
Member Appreciation Loan Sale. Rates effective 10/18/19 – 10/28/19. New Money Only* regular fees apply
If you have a pre-sale promo code enter it in the comments section of the application to receive sale rate.
Auto/Truck | ||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 |
| 2018 and newer (Minimum $25,000) | 84 | 3.50% | 3.58% | $13.44 |
| 2018 and newer (Minimum $15,000) | 72 | 2.90% | 3.05% | $15.15 |
| 2018 and newer | 60 | 2.30% | 2.48% | $17.66 |
| 2015-2017 | 60 | 2.30% | 2.48% | $17.66 |
| 2013-2014 | 48 | 2.30% | 2.52% | $21.83 |
| 2012 & older | 36 | 2.30% | 2.59% | $28.77 |
| max mileage 125,000 | 60 month financing max mileage 75,000 | over 75,000 mileage 48 month max financing | ||
Motorcycle/ATV/Snowmobile | ||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 |
| 2018 and newer (Min $15,000) | 72 | 2.90% | 3.05% | $15.15 |
| 2017 and newer | 60 | 2.30% | 2.48% | $17.66 |
| 2015 and newer | 48 | 2.30% | 2.52% | $21.83 |
| 2014 & older | 36 | 2.30% | 2.59% | $28.77 |
Travel Trailers (RVs) and Boats | ||||
| Year of Vehicle | Max Term ** | Rate*** | APR*** | Payment per $1,000 |
| 2018 and newer (Minimum $35,000) | 180 | 4.75% | 5.53% | $8.17 |
| 2017 and newer (Minimum $25,000) | 120 | 4.50% | 5.06% | $10.61 |
| 2015 and newer | 84 | 3.50% | 3.58% | $13.44 |
| 2012 and newer | 60 | 2.30% | 2.48% | $17.66 |
| 2011 & Older | 36 | 2.30% | 2.59% | $28.77 |
October Rates
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
Rates Effective October 1, 2019
| Year | Max Term | Rate | APR | Monthly Payment per $1,000 |
|---|---|---|---|---|
Auto, Truck | ||||
| 2018 & Newer (Min. $25,000) | 84 | 3.90% | 3.98% | $13.62 |
| 2018 & Newer (Min. $15,000) | 72 | 3.50% | 3.65% | $15.42 |
| 2018 & Newer | 60 | 2.80% | 2.98% | $17.88 |
| 2015-2017 | 60 | 3.50% | 3.68% | $18.19 |
| 2013-2014 | 48 | 4.00% | 4.22% | $22.58 |
| 2012 & older | 36 | 4.75% | 5.04% | $29.86 |
| Maximum mileage 125,000 | 60 month max mile 75,000 | max term over 75,000 miles 48 months | ||
Motorcycle, ATV & Snowmobile | ||||
| 2018 & Newer (Min. $15,000) | 72 | 3.75% | 3.90% | $15.53 |
| 2017 & Newer | 60 | 3.00% | 3.18% | $17.97 |
| 2015 & Newer | 48 | 4.00% | 4.22% | $22.58 |
| 2014 & Older | 36 | 4.80% | 5.09% | $29.88 |
Travel Trailers (RVs) and Boats | ||||
| 2018 & Newer (Minimum $35,000) | 180 | 5.00% | 5.03% | $7.91 |
| 2017 & Newer (Minimum $25,000) | 120 | 4.50% | 4.56% | $10.37 |
| 2015 & Newer | 84 | 4.25% | 4.38% | $13.79 |
| 2012 & Newer | 60 | 4.00% | 4.18% | $18.42 |
| 2011 & Older | 36 | 4.25% | 4.54% | $29.64 |
What rates can we offer you?
Fill out this form to learn how Dirigo can get you an amazing auto loan.