We’re partnered with several auto and recreational vehicle dealers in Maine to make it that much easier for you to get financing you can trust. All you have to do is let your dealership know that you’re a member of Dirigo, and they’ll walk you through the process.
Auto Loans
LOOKING FOR A NEW NORMAL? BRING YOUR AUTO LOAN TO DIRIGO and let us reduce your current rate to save you money.
LET US REFINANCE YOUR AUTO LOAN BY AT LEAST 1.00% APR* LESS THAN WHAT YOU ARE CURRENTLY PAYING NOW
This is a LIMITED TIME OFFER July 1-31st 2020.
Offer excludes vehicles currently financed with Dirigo FCU
*APR = Annual Percentage Rate. We will reduce your auto loan rate by at least 1.00% APR. Refinance floor rate is 1.99% APR as of 7/1/20. All loans subject to credit and underwriting approval and rates are based on creditworthiness. Rate and term will vary by mileage and age of the vehicle. Refinance offer applies to new and used vehicles. Offer excludes vehicles currently financed with Dirigo FCU. Offer may not be combined with any other promotional discount. Other restrictions may apply. This offer can be removed at any time without notice. This offer is valid July 1, 2020—July 31, 2020. Must meet credit union eligibility requirements. Federally insured by the NCUA.
A lower rate is a click away, Apply Today!
Competitive Terms
100% Financing
GAP Plus Coverage
Total Convenience
Financing Partners
Rates
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
Rates Effective July 1, 2020
Year Max Term Rate APR Monthly Payment per $1,000
Auto, Truck
2019 & Newer (Min. $15,000) 84 3.30% 3.35% $13.35
2019 & Newer 72 3.00% 3.06% $15.20
2019 & Newer 60 2.50% 2.57% $17.75
2017-2018 60 2.90% 2.97% $17.93
2014-2016 48 3.75% 3.83% $22.47
2013 & older
36 4.75% 4.86% $29.86
Maximum mileage 125,000
60 month max mile 75,000 max term over 75,000 miles 48 months
Motorcycle, ATV & Snowmobile
2019 & Newer
(Min. $15,000) 72 3.50% 3.56% $15.42
2018 & Newer 60 3.00% 3.07% $17.97
2016 & Newer 48 4.25% 4.33% $22.69
2015 & Older
36 4.90% 5.01% $29.93
Travel Trailers (RVs) and Boats
2019 & Newer
(Minimum $35,000) 180 4.90% 4.91% $7.86
2017 & Newer (Minimum $25,000) 120 4.75% 4.77% $10.49
2016 & Newer 84 4.25% 4.30% $13.79
2013 & Newer 60 4.00% 4.07% $18.42
2012 & Older
48 4.75% 4.83% $22.92
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
Rates Effective July 1, 2020
| Year | Max Term | Rate | APR | Monthly Payment per $1,000 |
|---|---|---|---|---|
Auto, Truck | ||||
| 2019 & Newer (Min. $15,000) | 84 | 3.30% | 3.35% | $13.35 |
| 2019 & Newer | 72 | 3.00% | 3.06% | $15.20 |
| 2019 & Newer | 60 | 2.50% | 2.57% | $17.75 |
| 2017-2018 | 60 | 2.90% | 2.97% | $17.93 |
| 2014-2016 | 48 | 3.75% | 3.83% | $22.47 |
| 2013 & older | 36 | 4.75% | 4.86% | $29.86 |
| Maximum mileage 125,000 | 60 month max mile 75,000 | max term over 75,000 miles 48 months | ||
Motorcycle, ATV & Snowmobile | ||||
| 2019 & Newer (Min. $15,000) | 72 | 3.50% | 3.56% | $15.42 |
| 2018 & Newer | 60 | 3.00% | 3.07% | $17.97 |
| 2016 & Newer | 48 | 4.25% | 4.33% | $22.69 |
| 2015 & Older | 36 | 4.90% | 5.01% | $29.93 |
Travel Trailers (RVs) and Boats | ||||
| 2019 & Newer (Minimum $35,000) | 180 | 4.90% | 4.91% | $7.86 |
| 2017 & Newer (Minimum $25,000) | 120 | 4.75% | 4.77% | $10.49 |
| 2016 & Newer | 84 | 4.25% | 4.30% | $13.79 |
| 2013 & Newer | 60 | 4.00% | 4.07% | $18.42 |
| 2012 & Older | 48 | 4.75% | 4.83% | $22.92 |
What rates can we offer you?
Fill out this form to learn how Dirigo can get you an amazing auto loan.