We’re partnered with several auto and recreational vehicle dealers in Maine to make it that much easier for you to get financing you can trust. All you have to do is let your dealership know that you’re a member of Dirigo, and they’ll walk you through the process.
Auto Loans
Whether you’re ready to buy new or find the perfect used auto, we have great rates available for you. We offer 100% financing, great terms, and the popular GAP Plus Coverage. Rates are based on credit score – stop into one of our branches today to see how we can help get you into the car you’ve always wanted!
Competitive Terms
100% Financing
GAP Plus Coverage
Total Convenience
Financing Partners
Rates
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
Rates Effective January 1, 2020
Year Max Term Rate APR Monthly Payment per $1,000
Auto, Truck
2019 & Newer (Min. $25,000) 84 4.25% 4.33% $13.79
2019 & Newer (Min. $15,000) 72 3.70% 3.85% $15.51
2019 & Newer 60 3.25% 3.43% $18.08
2017-2018 60 3.50% 3.68% $18.20
2014-2016 48 3.75% 3.97% $22.47
2013 & older
36 4.75% 5.04% $29.87
Maximum mileage 125,000
60 month max mile 75,000 max term over 75,000 miles 48 months
Motorcycle, ATV & Snowmobile
2019 & Newer
(Min. $15,000) 72 4.25% 4.40% $15.76
2018 & Newer 60 4.00% 4.18% $18.42
2016 & Newer 48 4.25% 4.47% $22.70
2015 & Older
36 4.90% 5.19% $29.93
Travel Trailers (RVs) and Boats
2019 & Newer
(Minimum $35,000) 180 5.00% 5.03% $7.91
2017 & Newer (Minimum $25,000) 120 4.75% 4.81% $10.49
2016 & Newer 84 4.50% 4.63% $13.90
2013 & Newer 60 4.25% 4.43% $18.53
2012 & Older
48 4.75% 4.97% $22.92
Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats
Rates Effective January 1, 2020
| Year | Max Term | Rate | APR | Monthly Payment per $1,000 |
|---|---|---|---|---|
Auto, Truck | ||||
| 2019 & Newer (Min. $25,000) | 84 | 4.25% | 4.33% | $13.79 |
| 2019 & Newer (Min. $15,000) | 72 | 3.70% | 3.85% | $15.51 |
| 2019 & Newer | 60 | 3.25% | 3.43% | $18.08 |
| 2017-2018 | 60 | 3.50% | 3.68% | $18.20 |
| 2014-2016 | 48 | 3.75% | 3.97% | $22.47 |
| 2013 & older | 36 | 4.75% | 5.04% | $29.87 |
| Maximum mileage 125,000 | 60 month max mile 75,000 | max term over 75,000 miles 48 months | ||
Motorcycle, ATV & Snowmobile | ||||
| 2019 & Newer (Min. $15,000) | 72 | 4.25% | 4.40% | $15.76 |
| 2018 & Newer | 60 | 4.00% | 4.18% | $18.42 |
| 2016 & Newer | 48 | 4.25% | 4.47% | $22.70 |
| 2015 & Older | 36 | 4.90% | 5.19% | $29.93 |
Travel Trailers (RVs) and Boats | ||||
| 2019 & Newer (Minimum $35,000) | 180 | 5.00% | 5.03% | $7.91 |
| 2017 & Newer (Minimum $25,000) | 120 | 4.75% | 4.81% | $10.49 |
| 2016 & Newer | 84 | 4.50% | 4.63% | $13.90 |
| 2013 & Newer | 60 | 4.25% | 4.43% | $18.53 |
| 2012 & Older | 48 | 4.75% | 4.97% | $22.92 |
What rates can we offer you?
Fill out this form to learn how Dirigo can get you an amazing auto loan.