Auto Loans

From new and used cars to motorcycles and trucks, we make purchasing a new vehicle fast and easy. With flexible terms, and member service that won’t be beat, you’ll find a loan to meet your transportation needs and fits your budget perfectly.

We take away the stress of financing a new or used car with the most competitive rates out there!

Most people need a car—yet most don’t like the process of buying one. At Dirigo Federal Credit Union, we take away the stress of financing a new or used car with the most competitive rates out there.

However you get around town, we have a variety of loans to meet your transportation needs. From new and used cars to motorcycles and trucks, we make purchasing a new vehicle fast and easy. With flexible terms, and member service that won’t be beat, you’ll find a loan to meet your transportation needs and fits your budget perfectly.

Dealer Partners

We’re partnered with several auto and recreational vehicle dealers in Maine to make it that much easier for you to get financing you can trust. All you have to do is let your dealership know that you’re a member of Dirigo, and they’ll walk you through the process.

Vehicle Service Contract

Dirigo’s Vehicle Service Contract (VSC) is through a company named Auto Exam.  VSC programs help protect your budget, they give you peace of mind and give you additional benefits such as roadside assistance, rental benefits, and trip interruption services.

GAP Plus Coverage

Dirigo’s GAP Program (Guaranteed Asset Protection) provides comprehensive coverage for our members. It helps our members bridge the “gap” between the amount they owe on the loan and the amount the automobile insurance company pays if their vehicle becomes totaled or stolen.

How can we help you get Started?

Fill out this form to learn how Dirigo can get you an amazing auto loan.

Auto, Truck, Motorcycle, ATV, Snowmobile, Travel Trailers (RV's) & Boats

Rates Effective November 1, 2020

YearMax Term RateAPRMonthly Payment per $1,000

Auto, Truck

2019 & Newer (Min. $15,000)843.30%3.35%$13.35
2019 & Newer723.00%3.06%$15.20
2019 & Newer602.50%2.57%$17.75
2017-2018 602.90%2.97%$17.93
2014-2016483.75%3.83%$22.47
2013 & older

364.75%4.86%$29.86
Maximum mileage 125,000

60 month max mile 75,000max term over 75,000 miles 48 months

Motorcycle, ATV & Snowmobile

2019 & Newer
(Min. $15,000)
723.50%3.56%$15.42
2018 & Newer 603.00%3.07%$17.97
2016 & Newer484.25%4.33%$22.69
2015 & Older
364.90%5.01%$29.93

Travel Trailers (RVs) and Boats

2019 & Newer
(Minimum $35,000)
1804.90%4.91%$7.86
2017 & Newer (Minimum $25,000)1204.25%4.27%$10.24
2016 & Newer843.75%3.80%$13.55
2013 & Newer604.00%4.07%$18.42
2012 & Older
484.75%4.83%$22.92
Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.
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