Home Equity Loans

Do you need access to money for an important purchase? A home equity line of credit may be right for you.

Give yourself a little wiggle room.

At Dirigo FCU, our home equity lines of credit can give you the financial flexibility you need. Whether you’re remodeling your home, paying for college, or have emergency expenses, we’ll help find the right solution for you.

Use the equity in your home to do the things you want to do.

Make a big purchase
Pay off high-interest debt
Renovate your home
Pay for college

Home Equity

Rates Effective December 1, 2017

Home Equity Loan
(closed end)
(+.50% for mobile homes)
Home Equity
(1st Lien)
Home Equity
(Subordinate Lien)
80% LTVRATE (A)APRPayment per $1000RATE (A)APRPayment per $1000
20 Year
(minimum $50,000)
4.250%4.27%$6.19N/AN/AN/A
15 Year4.000%4.02%$7.405.000%5.02%$7.91
10 Year3.750%3.78%$10.014.750%4.78%$10.48
5 Year3.625%3.69%$18.254.625%4.69%$18.70
Home Equity Line of Credit
80% LTVRATE (A) - Base
Prime -.5
APR-Adjusts Monthly based on IndexPayment per $1000RATE (A) - Base
Prime -.25
APR-Adjusts Monthly based on IndexPayment per $1000
80% LTV Prime (3.75) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV3.75%3.780%Varies4.00%4.03%Varies

Interested in a home equity line of credit?

Get in touch and we’ll contact you to find out if a home equity line of credit is right for you.