January Unsecured Loan Sale going on now!
Rates
Get your Budget Back on Track with our January Unsecured Loan Sale
Make your finances right in the new year and consolidate debt into one low monthly payment with an unsecured loan financed up to $10,000 with terms up to 60 months and rates as low as 7.09% APR.
But Hurry! The loan sale is only available until January 31, 2020
January Unsecured Loan Sale
Rates Effective January 1-31st 2020
January Loan Sale -NEW MONEY ONLY Max Term Rate APR Payment per $1,000
$5,001-$10,000 (minimum credit score 661) 60 6.99% 7.09% $19.80
$3,501-$10,000 48 6.49% 6.81% $23.72
$500-$3,500
36 5.99% 6.55% $30.42
Normal LLPA's do not apply to special: add 4% to rates for D & E credit (<661) for special
January Unsecured Loan Sale
Rates Effective January 1-31st 2020
| January Loan Sale -NEW MONEY ONLY | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,001-$10,000 (minimum credit score 661) | 60 | 6.99% | 7.09% | $19.80 |
| $3,501-$10,000 | 48 | 6.49% | 6.81% | $23.72 |
| $500-$3,500 | 36 | 5.99% | 6.55% | $30.42 |
| Normal LLPA's do not apply to special: | add 4% to rates for D & E credit (<661) for special |
APR=Annual Percentage Rate. APR does not apply to existing Dirigo FCU Loans. New money only. Per $10,000 borrowed at 7.09% APR for 60 months is $19.80 payment per $1,000. Some restrictions apply. Credit Scores (<661) or below +4 LLPA will be added to the rate. Must meet credit guidelines set forth by Dirigo FCU. Offer valid until January 31, 2020
Unsecured Loans
Rates Effective January 1, 2020
| Unsecured** | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,000 or more (minimum credit score 661) | 60 | 9.25% | 9.46% | $20.89 |
| $3,500 or more | 48 | 8.75% | 9.08% | $24.78 |
| $500 or more | 36 | 8.25% | 8.82% | $31.47 |
| Share Secured (No LLPA's)*** | 60 | 3.25% | 3.35% | $18.08 |
| CD Secured (No LLPA's)*** | Match CD | CD Rate + 3.00% | Variable | |
| Other Secured (Minimum $15,000) | 72 | 4.50% | 4.65% | $15.88 |
| 60 | 4.25% | 4.32% | $18.53 | |
| 48 | 4.00% | 4.08% | $22.58 | |
| Energy/Emergency Loan (No LLPA's) | 12 | 4.00% | 4.47% | $85.15 |
| Overdraft LOC ($5,000 Max, No LLPA's) A, B & C Credit Only | Revolving | 15.00% | 15.00% | $50.00 |
| Dirigo Platinum Credit Card | Revolving | 7.95% | 7.95% | 2% of balance or $25 |
| Dirigo Platinum Rewards Credit Card (A,B,C credit only) | Revolving | 9.95% | 9.95% | 2% of balance or $25 |