Unsecured Loans

Rates

Unsecured Loans

Rates Effective February 1, 2019

Unsecured**Max TermRateAPRPayment per $1,000
$5,000 or more (minimum credit score 661)609.99%10.10%$21.24
$3,500 or more489.50%9.63%$25.12
$500 or more
368.75%8.92%$31.68
PERSONAL LOAN SALE (new money only) Unsecured**Max TermRateAPRPayment per $1,000
$5,000 or more (minimum credit score 661)607.95%8.06%$20.26
$3,501 - $10,000487.95%8.21%$24.39
$500 - $3,500
366.95%7.43%$30.86
Normal LLPA's do not apply to special:add 4% to rates for D & E Credit (<661) for special
Share Secured (No LLPA's)***603.25%3.35%$18.08
CD Secured (No LLPA's)***Match CDCD Rate + 3.00%Variable
Other Secured (Minimum $15,000)
725.00%5.15%$16.10
604.50%4.68%$18.64
484.25%4.47%$22.69
Energy/Emergency Loan (No LLPA's)124.00%4.47%$85.15
Overdraft LOC
($5,000 Max, No LLPA's) A, B & C Credit Only
Revolving15.00%15.23%$50.00
Dirigo Platinum Credit CardRevolving7.95%7.95%2% of balance or $25
Dirigo Platinum Rewards Credit Card (A,B,C credit only)Revolving9.95%9.95%2% of balance or $25

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