Be Financially Strong
September Unsecured Loan Sale
Be financially Strong with an Unsecured Loan and consolidate debt into one low monthly payment with rates as low as 5.95%*
September Unsecured Loan Sale
Rates Effective September 1-30th 2020
| September Loan Sale -NEW MONEY ONLY | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,000 or more (minimum credit score 661) | 60 | 5.95% | 6.16% | $19.31 |
| $3,500 or more | 48 | 5.95% | 6.27% | $23.46 |
| $500 or more | 36 | 5.95% | 6.51% | $30.40 |
All applications are subject to credit approval and the final rate will be determined by creditworthiness. APR applies to new money only, existing loans at Dirigo FCU are not eligible for refinance under sale terms. Payment per thousand is $19.31 for 60 months for credit scores 720 or greater. Standard LLPA’s for credit scores 719 or below will be applied to rate. Offer valid Sept 1 -Sept 30, 2020.
Unsecured Loans
Rates Effective November 1, 2020
| Unsecured** | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,000 or more (minimum credit score 661) | 60 | 9.50% | 9.72% | $21.00 |
| $3,500 or more | 48 | 9.25% | 9.58% | $25.00 |
| $500 or more | 36 | 8.75% | 9.32% | $31.68 |
| Share Secured (No LLPA's)*** | 60 | 3.25% | 3.35% | $18.08 |
| CD Secured (No LLPA's)*** | Match CD | CD Rate + 3.00% | Variable | |
| Other Secured (Minimum $25,000) | 84 | 4.25% | 4.28% | $13.78 |
| Other Secured (Minimum $15,000) | 72 | 4.00% | 4.06% | $15.65 |
| 60 | 3.75% | 3.82% | $18.30 | |
| 48 | 3.50% | 3.58% | $22.36 | |
| Energy/Emergency Loan (No LLPA's) | 26 | 2.50% | 2.50% | $39.56 |
| Overdraft LOC ($5,000 Max, No LLPA's) A, B & C Credit Only | Revolving | 15.00% | 15.00% | $50.00 |
| Dirigo Platinum Credit Card | Revolving | 5.95% INTRODUCTORY RATE then 7.95% | 5.95% INTRODUCTORY RATE then 7.95% | 2% of balance or $25 |
| Dirigo Platinum Rewards Credit Card (A,B,C credit only) | Revolving | 9.95% | 9.95% | 2% of balance or $25 |