Unsecured Loans

Unsecured, Other Secured, & Credit Cards

Interest Rates Effective September 1, 2021

Unsecured**Max TermAnnual Percentage RatePayment per $1,000
$5,000+609.32%$20.91
$3,500+
489.09%$24.93
$500+368.61%$31.62
Other Secured
$5,000+846.49%$14.85
$5,000+726.26%$16.69
$5,000+
605.87%$19.27
$3,500+485.65%$23.33
$500+365.20%$30.06
Share Secured
603.25%$18.08
CD Secured
Term of CDCD Rate + 3.00%Variable
Energy/Emergency Loan (1 loan per member, $2,500 max)262.50%$39.56
Overdraft LOC
($5,000 Max; A+, A, B & C Credit Only)
Revolving15.00%$50.00
Dirigo Platinum Credit CardRevolving5.95% Introductory Rate then As low as 7.95%2% of balance or $25
Dirigo Platinum Rewards Credit Card (A+,A ,B, & C credit only)RevolvingAs low as 9.95%2% of balance or $25
Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.

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