Unsecured Loans
Unsecured Loans
Rates Effective January 1, 2021
| Unsecured** | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,000 or more (minimum credit score 661) | 60 | 9.50% | 9.72% | $21.00 |
| $3,500 or more | 48 | 9.25% | 9.58% | $25.00 |
| $500 or more | 36 | 8.75% | 9.32% | $31.68 |
| Share Secured (No LLPA's)*** | 60 | 3.25% | 3.35% | $18.08 |
| CD Secured (No LLPA's)*** | Match CD | CD Rate + 3.00% | Variable | |
| Other Secured (Minimum $25,000) | 84 | 4.25% | 4.28% | $13.78 |
| Other Secured (Minimum $15,000) | 72 | 4.00% | 4.06% | $15.65 |
| 60 | 3.75% | 3.82% | $18.30 | |
| 48 | 3.50% | 3.58% | $22.36 | |
| Energy/Emergency Loan (No LLPA's) | 26 | 2.50% | 2.50% | $39.56 |
| Overdraft LOC ($5,000 Max, No LLPA's) A, B & C Credit Only | Revolving | 15.00% | 15.00% | $50.00 |
| Dirigo Platinum Credit Card | Revolving | 5.95% INTRODUCTORY RATE then 7.95% | 5.95% INTRODUCTORY RATE then 7.95% | 2% of balance or $25 |
| Dirigo Platinum Rewards Credit Card (A,B,C credit only) | Revolving | 9.95% | 9.95% | 2% of balance or $25 |