Unsecured Loans
Rates
Unsecured Loans
Rates Effective April 1, 2019
| Unsecured** | Max Term | Rate | APR | Payment per $1,000 |
|---|---|---|---|---|
| $5,000 or more (minimum credit score 661) | 60 | 8.99% | 9.10% | $20.75 |
| $3,500 or more | 48 | 8.50% | 8.76% | $24.65 |
| $500 or more | 36 | 8.00% | 8.57% | $31.33 |
| Normal LLPA's do not apply to special: | add 4% to rates for D & E Credit (<661) for special | |||
| Share Secured (No LLPA's)*** | 60 | 3.25% | 3.35% | $18.08 |
| CD Secured (No LLPA's)*** | Match CD | CD Rate + 3.00% | Variable | |
| Other Secured (Minimum $15,000) | 72 | 5.00% | 5.15% | $16.10 |
| 60 | 4.50% | 4.68% | $18.64 | |
| 48 | 4.25% | 4.47% | $22.69 | |
| Energy/Emergency Loan (No LLPA's) | 12 | 4.00% | 4.47% | $85.15 |
| Overdraft LOC ($5,000 Max, No LLPA's) A, B & C Credit Only | Revolving | 15.00% | 15.23% | $50.00 |
| Dirigo Platinum Credit Card | Revolving | 7.95% | 7.95% | 2% of balance or $25 |
| Dirigo Platinum Rewards Credit Card (A,B,C credit only) | Revolving | 9.95% | 9.95% | 2% of balance or $25 |