Unsecured Loans

Rates

Unsecured Loans

Rates Effective April 1, 2020

Unsecured**Max TermRateAPRPayment per $1,000
$5,000 or more (minimum credit score 661)609.50%9.72%$21.00
$3,500 or more489.25%9.58%$25.00
$500 or more
368.75%9.32%$31.68
Share Secured (No LLPA's)***603.25%3.35%$18.08
CD Secured (No LLPA's)***Match CDCD Rate + 3.00%Variable
Other Secured (Minimum $25,000)
844.75%4.83%$14.02
Other Secured (Minimum $15,000)
724.50%4.65%$15.88
604.25%4.32%$18.53
484.00%4.08%$22.58
Energy/Emergency Loan (No LLPA's)262.50%2.50%$39.56
Overdraft LOC
($5,000 Max, No LLPA's) A, B & C Credit Only
Revolving15.00%15.00%$50.00
Dirigo Platinum Credit CardRevolving7.95%7.95%2% of balance or $25
Dirigo Platinum Rewards Credit Card (A,B,C credit only)Revolving9.95%9.95%2% of balance or $25

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