Unsecured Loans
Unsecured, Other Secured, & Credit Cards
Interest Rates Effective July 1, 2021
| Unsecured** | Max Term | Annual Percentage Rate | Payment per $1,000 |
|---|---|---|---|
| $5,000+ | 60 | 9.32% | $20.91 |
| $3,500+ | 48 | 9.09% | $24.93 |
| $500+ | 36 | 8.61% | $31.62 |
| Other Secured | |||
| $5,000+ | 84 | 6.34% | $14.77 |
| $5,000+ | 72 | 6.11% | $16.62 |
| $5,000+ | 60 | 5.87% | $19.27 |
| $3,500+ | 48 | 5.65% | $23.33 |
| $500+ | 36 | 5.20% | $30.06 |
| Share Secured | 60 | 3.25% | $18.08 |
| CD Secured | Term of CD | CD Rate + 3.00% | Variable |
| Energy/Emergency Loan (1 loan per member, $2,500 max) | 26 | 2.50% | $39.56 |
| Overdraft LOC ($5,000 Max; A+, A, B & C Credit Only) | Revolving | 15.00% | $50.00 |
| Dirigo Platinum Credit Card | Revolving | 5.95% Introductory Rate then As low as 7.95% | 2% of balance or $25 |
| Dirigo Platinum Rewards Credit Card (A+,A ,B, & C credit only) | Revolving | As low as 9.95% | 2% of balance or $25 |