Personal Accounts

Helping you easily set aside money for every stage of life, from savings to retirement. We’re here to make your financial planning and budgeting convenient and simple.

It’s simple to start, or to switch.

Easy to qualify
Live, work, worship, or attend school in Androscoggin or Oxford county.
Easy to switch
Direct deposits and auto payments transfer right over.
Easy to get what you need
Accounts, credit cards, loans for every day and life stage.

Discover Kasasa Checking

With our FREE, high rate Kasasa checking and savings accounts, it pays to spend.


The smart, tax-free to save and pay for healthcare services.

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Member Privilege

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. At Dirigo FCU, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Member Privilege a special overdraft service for Dirigo FCU’s members.

Member Privilege is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit.

Your Member Privilege limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.

If you are a new member, we will advise you 30 or more days after your account is opened that you may use the overdraft privilege service. This is provided you have maintained satisfactory activity in the account, including regular deposits, consistent with our internal standards for new account types that may offer Member Privilege.

If you are an existing member interested in the Member Privilege Service, or if you would like to have this service removed from your account, please call 207-784-5435 or 1-800-281-5435.


We also love a familiar face

Stop by one of our four locations to chat more about our accounts and offerings.

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