Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

$500 minimum balance required
Fixed rate, varies with term
Dividends are based on a daily balance and paid monthly
90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
3 months to 5 year terms available

Jumbo Certificates

$90,000 minimum balance required
See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

Term	Rate	Annual Percentage Yield	Minimum to Open/Obtain Annual Percentage Yield
6 Months	1.24%	1.25%	$500.00
1 Year	1.74%	1.75%	$500.00
15 Months	1.98%	2.00%	$500.00
2 Years	2.28%	2.30%	$500.00
3 Years	2.57%	2.60%	$500.00
4 Years	2.76%	2.80%	$500.00
5 Years	2.96%	3.00%	$500.00

Jumbo Share Certificates

Term	Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
6 Month	1.34%	1.35%	$90,000.00
1 Year	2.23%	2.25%	$90,000.00
2 Year	2.57%	2.60%	$90,000.00
3 Year	3.06%	3.10%	$90,000.00
4 Year	3.06%	3.10%	$90,000.00
5 Year	3.40%	3.45%	$90,000.00

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