Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

Certificates

  • $500 minimum balance required
  • Fixed rate, varies with term
  • Dividends are based on a daily balance and paid monthly
  • 90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
  • 3 months to 5 year terms available

Jumbo Certificates

  • $90,000 minimum balance required
  • See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

TermRateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
6 Months1.49%1.50%$500.00
1 Year1.83%1.85%$500.00
15 Months1.88%1.90%$500.00
2 Years1.98%2.00%$500.00
3 Years2.08%2.10%$500.00
4 Years2.13%2.15%$500.00
5 Years2.23%2.25%$500.00

Jumbo Share Certificates

TermRateAnnual
Percentage
Yield
Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month1.59%1.60%$90,000.00
1 Year1.93%1.95%$90,000.00
2 Year2.08%2.10%$90,000.00
3 Year2.18%2.20%$90,000.00
4 Year2.23%2.25%$90,000.00
5 Year2.32%2.35%$90,000.00
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