Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

Certificates

  • $500 minimum balance required
  • Fixed rate, varies with term
  • Dividends are based on a daily balance and paid monthly
  • 90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
  • 3 months to 5 year terms available

Jumbo Certificates

  • $90,000 minimum balance required
  • See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

TermRateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
6 Months0.30%0.30%$500.00
1 Year0.50%0.50%$500.00
15 Months0.60%0.61%$500.00
2 Years0.70%0.70%$500.00
3 Years0.75%0.75%$500.00
4 Years0.85%0.85%$500.00
5 Years1.00%1.00%$500.00

Jumbo Share Certificates

Term Rate Annual
Percentage
Yield
Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month 0.40% 0.40% $100,000.00
1 Year 0.60% 0.60% $100,000.00
15 Month 0.70% 0.70% $100,000.00
2 Year 0.80% 0.80% $100,000.00
3 Year 0.85% 0.85% $100,000.00
4 Year 0.95% 0.95% $100,000.00
5 Year 1.10% 1.11% $100,000.00

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