Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

$500 minimum balance required
Fixed rate, varies with term
Dividends are based on a daily balance and paid monthly
90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
3 months to 5 year terms available

Jumbo Certificates

$90,000 minimum balance required
See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

Term	Rate	Annual Percentage Yield	Minimum to Open/Obtain Annual Percentage Yield
6 Months	1.64%	1.65%	$500.00
1 Year	2.18%	2.20%	$500.00
15 Months	2.42%	2.45%	$500.00
2 Years	2.57%	2.60%	$500.00
3 Years	2.96%	3.00%	$500.00
4 Years	2.96%	3.00%	$500.00
5 Years	3.06%	3.10%	$500.00

Jumbo Share Certificates

Term	Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
6 Month	1.74%	1.75%	$90,000.00
1 Year	2.28%	2.30%	$90,000.00
2 Year	2.67%	2.70%	$90,000.00
3 Year	3.06%	3.10%	$90,000.00
4 Year	3.06%	3.10%	$90,000.00
5 Year	3.15%	3.20%	$90,000.00

View Disclosures