Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

Certificates

  • $500 minimum balance required
  • Fixed rate, varies with term
  • Dividends are based on a daily balance and paid monthly
  • 90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
  • 3 months to 5 year terms available

Jumbo Certificates

  • $90,000 minimum balance required
  • See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

TermRateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
6 Months0.65%0.66%$500.00
1 Year0.80%0.80%$500.00
15 Months.90%.90%$500.00
2 Years1.00%1.01%$500.00
3 Years1.00%1.00%$500.00
4 Years1.05%1.05%$500.00
5 Years1.15%1.16%$500.00

Jumbo Share Certificates

Term Rate Annual
Percentage
Yield
Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month 0.75% 0.75% $100,000.00
1 Year .90% .90% $100,000.00
15 Month 1.00% 1.00% $100,000.00
2 Year 1.10% 1.11% $100,000.00
3 Year 1.10% 1.11% $100,000.00
4 Year 1.15% 1.16% $100,000.00
5 Year 1.25% 1.26% $100,000.00

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