Certificates

Get paid to save.

Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!

Certificates

  • $500 minimum balance required
  • Fixed rate, varies with term
  • Dividends are based on a daily balance and paid monthly
  • 90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
  • 3 months to 5 year terms available

Jumbo Certificates

  • $90,000 minimum balance required
  • See above for all other account features

Relationship Pricing

Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.

Share Certificates

TermRateAnnual
Percentage
Yield
Minimum to Open/Obtain
Annual Percentage
Yield
3 Months0.50%0.50%$500.00
6 Months0.75%0.75%$500.00
1 Year1.39%1.40%$500.00
15 Months1.49%1.50%$500.00
2 Years1.54%1.55%$500.00
3 Years1.79%1.80%$500.00
4 Years1.98%2.00%$500.00
5 Years2.23%2.25%$500.00

Jumbo Share Certificates

TermRateAnnual
Percentage
Yield
Minimum Balance to Open/Obtain
Annual Percentage
Yield
6 Month0.85%0.85%$90,000.00
1 Year1.49%1.50%$90,000.00
2 Year1.64%1.65%$90,000.00
3 Year1.89%1.90%$90,000.00
4 Year2.08%2.10%$90,000.00
5 Year2.33%2.36%$90,000.00