Certificates are a great way to earn dividends on money you’re saving. All of our certificate options must be opened in person at one of our branches!
- $500 minimum balance required
- Fixed rate, varies with term
- Dividends are based on a daily balance and paid monthly
- 90-day penalty of dividends for early withdrawal for terms under 2 years; 180-day penalty of dividends for early withdrawal for terms 2 years and above
- 3 months to 5 year terms available
- $100,000 minimum balance required
- See above for all other account features
Relationship pricing for IRA Certificates is available for aggregate certificate account balances over $100,000. +0.10% not to exceed Jumbo Rates for same term.