Rewards Checking Accounts
Make money while you spend it.
Enjoy cash back on debit card purchases and Refunds on ATM Withdrawal Fees, Nationwide*
With free Kasasa Cash Back® checking, shopping is a lot more fun (and rewarding!). Earn 2.00% cash back on your debit card purchases up to $96 back per year ($8 per month).*
You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get cash whenever you need it. Connect your account to a free Kasasa Saver® to make saving automatic. Open your account online now!
Benefits
- Free checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking with bill pay
- Free e-statements
- Free mobile banking
- Free debit card
- Free telephone banking
- No minimum deposit to open
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
- At least 1 ACH transaction (can be a deposit, withdrawal, or bill pay)
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Earn your ATM fees back, too
Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!
Open your Account
Kasasa Products - Checking & Savings
Rates Effective January 1, 2021
| RATE | APY | Minimum Balance | |
|---|---|---|---|
| Kasasa SAVER ($0-$50,000) | .99% | 1.00% | None |
| Kasasa SAVER (over $50,000) | 0.29% | 0.53%-1.00% | $50,000.01 |
| Kasasa SAVER (Qualifications NOT met) | 0.05% | 0.05% | None |
| Kasasa CASH ($0-$25,000) | 1.98% | 2.00% | None |
| Kasasa CASH (over $25,000) | 0.29% | 0.64%-2.00% | $25,000.01 |
| Kasasa CASH (Qualifications NOT met) | 0.05% | 0.05% | None |
| Kasasa CASH BACK | 0.00% | 0.00% | None |
Kasasa Rewards Posting
| Month | Need Qualifications Completed By | Rewards Posted |
|---|---|---|
| January | Jan 28th | Jan 29th |
| February | Feb 25th | Feb 26th |
| March | March 30th | March 31st |
| April | April 29th | April 30th |
| May | May 27th | May 28th |
| June | June 29th | June 30th |
| July | July 29th | July 30th |
| August | August 30th | August 31st |
| September | September 29th | September 30th |
| October | October 28th | October 29th |
| November | November 29th | November 30th |
| December | December 30th | December 31st |