Checking Accounts
Save whenever you spend.
Free Checking That Pays You High Dividends and Refunds on ATM Withdrawal Fees, Nationwide*
With free Kasasa Cash checking, we basically pay you to bank with us. Just do simple activities you probably already do, and you’ll earn up to 2.00% APY* every month.
You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Lewiston, Auburn, or elsewhere. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online today!
Benefits
- Free checking that pays high dividends
- 2.00% APY* on balances up to $25,000
- 2.00% to 0.64% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking with bill pay
- Free e-statements
- Free mobile banking
- Free debit card
- Free telephone banking
- No minimum deposit to open
- It’s so easy to earn your rewards!
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
- At least 1 ACH transaction (can be a deposit, withdrawal, or bill pay)
- And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Earn your ATM fees back, too
Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!
Open Your Account
Rates
Kasasa Products - Checking & Savings
Dividend Rates Effective September 1, 2021
| Dividend Rate | Annual Percentage Yield | Minimum Balance | |
|---|---|---|---|
| Kasasa SAVER ($0-$50,000) | .99% | 1.00% | None |
| Kasasa SAVER (over $50,000) | 0.29% | 0.53%-1.00% | $50,000.01 |
| Kasasa SAVER (Qualifications NOT met) | 0.05% | 0.05% | None |
| Kasasa CASH ($0-$25,000) | 1.98% | 2.00% | None |
| Kasasa CASH (over $25,000) | 0.29% | 0.64%-2.00% | $25,000.01 |
| Kasasa CASH (Qualifications NOT met) | 0.05% | 0.05% | None |
| Kasasa CASH BACK | 0.00% | 0.00% | None |
Kasasa Rewards Posting
| Month | Need Qualifications Completed By | Rewards Posted |
|---|---|---|
| January | Jan 28th | Jan 29th |
| February | Feb 25th | Feb 26th |
| March | March 30th | March 31st |
| April | April 29th | April 30th |
| May | May 27th | May 28th |
| June | June 29th | June 30th |
| July | July 29th | July 30th |
| August | August 30th | August 31st |
| September | September 29th | September 30th |
| October | October 28th | October 29th |
| November | November 29th | November 30th |
| December | December 30th | December 31st |