Get revved up for our Annual Loan Sale!

Rates as low as 1.97% APR*

October 1-31st. Buy a new ride or refinance your existing one during the month of October and lower your monthly payments!

We take away the stress of financing a new or used car with the most competitive rates out there!

Most people need a car—yet most don’t like the process of buying one. At Dirigo Federal Credit Union, we take away the stress of financing a new or used car with the most competitive rates out there.

However you get around town, we have a variety of loans to meet your transportation needs. From new and used cars to motorcycles and trucks, we make purchasing a new vehicle fast and easy. With flexible terms, and member service that won’t be beat, you’ll find a loan to meet your transportation needs and fits your budget perfectly.

Rates as low as 1.97% APR*

*APR=Annual Percentage Rate. Existing Dirigo FCU Consumer Loans are not eligible for this promotion. This promotion excludes tractors and commercial loans. New loans to the credit union only. Rate is subject to credit approval. Rate listed above is a 60-month term, 1.90% Rate or 1.97% APR, for a credit score 661 or greater (based on a $15,000 loan with an interest payment per thousand of $17.48). Additional terms and conditions apply. Applicants must meet credit guidelines set forth by Dirigo FCU to qualify. October 1-31 2021. Federally Insured by NCUA.

Rates

LOAN SALE -Auto & Light Truck

Interest Rates Effective October 1-31, 2021

2016 or Newer
TermInterest RatesAPRPayment Per Thousand
36 mo.1.90%As low as 2.01%$28.65
48 mo.1.90%As low as 1.98%$21.69
60 mo.1.90%As low as 1.97%$17.51
72 mo.2.90%As low as 2.96%$15.17
84 mo.3.40%As low as 3.45%$13.42
2011 – 2015
TermInterest RatesAPRPayment Per Thousand
36 mo.2.00%As low as 2.11% $28.69
48 mo.2.00%As low as 2.08% $21.73
60 mo. (2015 only)3.00%As low as 3.07% $18.00
72 mo. (2015 only)3.75%As low as 3.81%$15.56

RESTRICTIONS:

  • No Salvaged, Flood Damaged, Lemon Law, Reconstructed or Re-branded Titles will be financed
  • Insurance Deductibles cannot exceed $1,000. Proof of Insurance (Full Coverage) listing Dirigo FCU as lienholder
  • Maximum of 45 Days to First Payment
  • No Commercial Vehicle will be financed
  • Approvals are good for 30 Days
  • No Straw Purchases will be financed
  • Maximum APR is 18.00%
  • Maximum mileage 125,000

LOAN SALE – Motorcycles, ATVs, and Snowmobile

Interest Rates Effective October 1-31, 2021

2016 or Newer
TermInterest RatesAPRPayment Per Thousand
36 mo.1.90%As low as 2.01% $28.65
48 mo.1.90%As low as 1.98%$21.69
60 mo. (2015 only)1.90%As low as 1.97%$17.51
72 mo. (2015 only)2.90%As low as 2.96%$15.17
2011 – 2015
TermInterest RatesAPRPayment Per Thousand
36 mo.2.00%As low as 2.11% $28.69
48 mo.2.25%As low as 2.33%$21.84
60 mo. (2015 only)2.75%As low as 2.82%$17.89
72 mo. (2015 only)3.00%As low as 3.06%$15.22

RESTRICTIONS:

  • No Salvaged, Flood Damaged, Lemon Law, Reconstructed or Re-branded Titles will be financed.
  • Insurance Deductibles cannot exceed $1,000. Proof of Insurance (Full Coverage) listing Dirigo FCU as lienholder
  • Maximum of 45 Days to First Payment
  • No Commercial Vehicle will be financed
  • Approvals are good for 30 Days
  • No Straw Purchases will be financed
  • Maximum APR is 18.00%
  • Maximum mileage 125,000

LOAN SALE -Travel Trailers (RVs) and Boats

Interest Rates Effective October 1-31, 2021

2016 or Newer
TermInterest RatesAPRPayment Per Thousand
48 mo.1.90%As low as 1.98%$21.69
60 mo.1.90%As low as 1.97%$17.51
84 mo.2.90%As low as 2.95%$13.19
120 mo.3.40%As low as 3.46%$9.87
180 mo.4.40%As low as 4.42%$7.61
2011 – 2015
TermInterest RatesAPRPayment Per Thousand
48 mo.2.00%As low as 2.08%$21.73
60 mo.2.00%As low as 2.07%$17.56
84 mo. (2015 Only)3.50%As low as 3.55%$13.46

RESTRICTIONS:

  • No Salvaged, Flood Damaged, Lemon Law, Reconstructed or Re-branded Titles will be financed.
  • Insurance Deductibles cannot exceed $1,000. Proof of Insurance (Full Coverage) listing Dirigo FCU as lienholder
  • Maximum of 45 Days to First Payment
  • No Commercial Vehicle will be financed
  • Approvals are good for 30 Days
  • No Straw Purchases will be financed
  • Maximum APR is 18.00%
  • Maximum mileage is 125,000

How can we help you get started?

Fill out this form to get in touch with a loan officer or get started on an online application now.