Investing

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Dirigo FCU › Personal › Online Services › Investing

Meet Your New Wealth Management Partner

Investing Made Simple—Directly Through the Dirigo FCU App

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Build Wealth. Your Way. Anytime. Anywhere.

Trade stocks, ETFs, crypto & metals

Invest directly through the Dirigo FCU app

Choose your investing style

Seamlessly manage banking and investing in one place

No extra downloads. No hassle. Just smart investing made simple.

Dirigo FCU has teamed up with Unifimoney to bring powerful digital investing tools straight into your online and mobile banking experience.

Buy stocks, ETFs, crypto, and even precious metals—all from one simple, secure platform.
No extra apps. No added hassle. Just seamless investing at your fingertips.

Whether you’re actively trading or prefer a hands-off approach with our Robo platform, you’ll have everything you need to grow your wealth—all in one place.

Start investing the easy way—only with Dirigo FCU + Unifimoney.

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Get Started with Unifimoney

Welcome to Unifimoney—your smart, streamlined solution for investing. This step-by-step guide is designed to help Dirigo Federal Credit Union members set up their investment accounts quickly and confidently. Here’s what you can expect along the way, including the information you’ll need to get started.

Step 1: Review and Accept Terms & Conditions

Before creating your account, you’ll need to review and agree to Unifimoney’s Terms and Conditions. These include important legal disclosures, consent for electronic records and signatures, and information on investment advisory services.

You’ll need to:

  • Read through the Terms & Conditions during sign-up
  • Consent to electronic signatures and communications

Step 2: Enter Your Profile Information

Start building your profile by providing some basic personal details.

You’ll need:

  • Full Name
  • Date of Birth
  • Social Security Number (SSN) or Tax Identification Number (TIN)
  • Contact details (email, phone number, and home address)

Step 3: Employment Details

To comply with financial regulations, Unifimoney requires basic employment information.

What You’ll Need:

  • Employer name
  • Occupation
  • Employment status

Step 4: Choose Account Type(s) you want to Open

Select the type of financial account(s) you want to open

Options Available:

  • Robo -advised
  • Self-directed
  • Cryptocurrency Account
  • Precious Metals Account

Step 5: Select Your Investment Style

Decide whether you want to manage your own investments or let Unifimoney handle it automatically.

Choose from:

  • Robo-advisory: Get a customized, automated portfolio based on your risk tolerance
  • Self-directed: Take full control of your investments

Step 6: Complete Your Risk Tolerance Questionnaire

Help Unifimoney understand your financial goals and comfort level with investment risk.

You’ll need to consider:

  • Your financial objectives
  • Your willingness to accept risk in pursuit of returns

Step 7: Review Your Recommended Strategy

Based on your answers, Unifimoney will suggest an investment strategy that fits your risk profile.

What to Expect:

  • A recommended portfolio (Conservative, Moderate, or Aggressive)
  • The ability to adjust or confirm your investment approach

Step 8: Set Up Recurring Deposits

Make investing easy by setting up automated deposits from your Dirigo account.

You’ll need:

  • Your Dirigo account information
  • The amount and frequency of your recurring deposits

Step 9: Submit Your Application

Review everything and submit your application for approval.
What to Expect:

  • A quick verification process (you may be asked for additional documentation)
  • Email confirmation once your account is approved
  • Instructions for funding your account and getting started with investing

Need help along the way? We’re here for you—reach out to the Dirigo team or Unifimoney support anytime.

Disclosure

Unifimoney RIA QOBZ, LLC and Dirigo Federal Credit Union are not affiliated. Investment products offered through Unifimoney RIA QOBZ, LLC are not insured by the FDIC or NCUA, are not deposits or obligations of the financial institution, and may lose value. Unifimoney RIA is an SEC-registered investment advisor. Banking services are provided by First Fidelity Bank, Member FDIC. Brokerage services by Apex Clearing & Custody, Inc., member FINRA/SIPC. Cryptocurrency services are provided by Gemini Trust Company, and digital assets are not FDIC or SIPC insured. Precious metals offered via GBI are also not insured or guaranteed by any bank. Not all products are suitable for all investors. For full disclosures, visit www.unifimoney.com/legal unifimoney.com/legal. Review our Form CRS and ADV filings for more information.